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Tax Bracket Calculator

2025 Tax Year (Filing in 2026)

Understand your marginal and effective tax rates. See exactly how much tax you pay in each bracket.

Filing Status

Your Income

$

Tax Bracket Breakdown

10%
12%
22%
$0$70,000
10% Bracket($0 - $11,925)

$1,193

on $11,925

12% Bracket($11,925 - $48,475)

$4,386

on $36,550

22% Bracket($48,475 - $103,350)

$4,736

on $21,525

2025 Tax Brackets (Single)

RateIncome RangeBracket Size
10%$0 - $11,925$11,925
12%$11,925 - $48,475$36,550
22%Your bracket$48,475 - $103,350$54,875
24%$103,350 - $197,300$93,950
32%$197,300 - $250,525$53,225
35%$250,525 - $626,350$375,825
37%$626,350 - and aboveNo limit
Marginal Rate
22%

Tax on next dollar earned

Effective Rate
12.1%

Actual overall rate

Summary

Gross Income$85,000
Standard Deduction-$15,000
Taxable Income$70,000
Federal Tax$10,314

Marginal vs Effective

Marginal rate (22%) is the tax rate on your last (highest) dollar of income. This is the bracket you're in.

Effective rate (12.1%) is your actual overall tax rate — total tax divided by total income.

The effective rate is always lower because lower portions of income are taxed at lower rates.

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Disclaimer

This calculator shows 2025 federal income tax brackets only. It uses the standard deduction and does not account for itemized deductions, tax credits, or other factors that may affect your actual tax liability. State and local taxes are not included.