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Self-Employment Tax Calculator

2025 Tax Year

Calculate your self-employment tax (Social Security and Medicare taxes) on freelance, 1099, or business income. This includes the 2025 wage base and thresholds.

Filing Status

Filing status affects the Additional Medicare Tax threshold ($200,000 for single filers)

Self-Employment Income

$

Your net profit from Schedule C (gross income minus business expenses)

$

If you also have W-2 wages, enter them here. This affects your Social Security tax calculation since there's a wage cap.

How Self-Employment Tax Works

1

Social Security Tax (12.4%)

Applied to net earnings up to $176,100 (2025 wage base)

2

Medicare Tax (2.9%)

Applied to all net earnings with no cap

3

Additional Medicare Tax (0.9%)

Applied to earnings over $200,000 threshold

Deductible Portion

You can deduct 50% of your SE tax from your income (this is the "employer" portion)

Total Self-Employment Tax
$11,304
Quarterly Payment
$2,826
Effective Rate
14.1%

Tax Breakdown

Net Earnings$80,000
× 92.35%$73,880
Social Security (12.4%)$9,161
Medicare (2.9%)$2,143
Total SE Tax$11,304
Deductible from Income$5,652

This reduces your taxable income

2026 Payment Deadlines

Q1 2026April 15, 2026
Q2 2026June 15, 2026
Q3 2026September 15, 2026
Q4 2026January 15, 2027

File with Confidence

iFileTax handles Schedule SE automatically. Focus on your business, not your taxes.

Freelancer Tax Hub

Disclaimer

This calculator provides estimates only. Self-employment tax is calculated on 92.35% of net earnings. The 2025 Social Security wage base is $176,100. Actual results may vary. Consult a tax professional for personalized advice.